{"id":2501,"date":"2020-02-27T01:51:37","date_gmt":"2020-02-27T01:51:37","guid":{"rendered":"http:\/\/www.akalsigorta.com\/?p=2501"},"modified":"2020-02-27T01:51:37","modified_gmt":"2020-02-27T01:51:37","slug":"konut-sigortasi-zorunlu-mu-yaptirilirsa-hangi-teminatlardan-faydalanilabilir","status":"publish","type":"post","link":"https:\/\/www.akalsigorta.com\/?p=2501","title":{"rendered":"Konut Sigortas\u0131 Zorunlu mu? Yapt\u0131r\u0131l\u0131rsa Hangi Teminatlardan Faydalan\u0131labilir?"},"content":{"rendered":"<p>[vc_row][vc_column]\t\t\n\t\t<div id=\"wd-5e572038db704\" class=\"title-wrapper  woodmart-title-color-primary woodmart-title-style-simple woodmart-title-width-100 text-center woodmart-title-size-medium \">\n\t\t\t\t\t\t\n\t\t\t<div class=\"liner-continer\">\n\t\t\t\t<span class=\"left-line\"><\/span>\n\t\t\t\t<h4 class=\"woodmart-title-container title  woodmart-font-weight-\" >Konut Sigortas\u0131 Zorunlu mu? Yapt\u0131r\u0131l\u0131rsa Hangi Teminatlardan Faydalan\u0131labilir?<\/h4>\t\t\t\t\t\t\t\t<span class=\"right-line\"><\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t[\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text text_larger=&#8221;no&#8221;]<\/p>\n<div class=\"vc_row wpb_row vc_row-fluid\">\n<div class=\"wpb_column vc_column_container vc_col-sm-12\">\n<div class=\"vc_column-inner\">\n<div class=\"wpb_wrapper\">\n<div class=\"wpb_text_column wpb_content_element\">\n<div class=\"wpb_wrapper\">\n<p><strong>Konut sigortas\u0131 zorunlu mu<\/strong>?\u00a0<strong>Konut sigortas\u0131 yapt\u0131rmazsam ne olur<\/strong>? sorular\u0131 \u00f6zellikle prim \u00f6demesi ya da di\u011fer nedenlerden dolay\u0131\u00a0<strong>konut sigortas\u0131 yapt\u0131rmak istemiyorum<\/strong>\u00a0diyen ki\u015filerin en merak etti\u011fi konular\u0131n ba\u015f\u0131nda geliyor. Biz de bu sebeple\u00a0<strong>konut sigortas\u0131 zorunlu mu<\/strong>\u00a0ve konut sigortas\u0131 yapt\u0131rarak hangi risklerin \u00f6n\u00fcne ge\u00e7ebilirsiniz? sorular\u0131na kar\u015f\u0131l\u0131k yaz\u0131m\u0131zda cevaplar\u0131 bir araya getirdik.<\/p>\n<h2>Konut Sigortas\u0131 Zorunlu mu?<\/h2>\n<p><strong>Konut sigortas\u0131<\/strong>\u00a0iste\u011fe ba\u011fl\u0131 bir sigorta \u00e7e\u015fididir bu a\u00e7\u0131dan zorunlu de\u011fildir. O zaman<strong>\u00a0neden konut sigortas\u0131 yapt\u0131rmal\u0131y\u0131m\u00a0<\/strong>diye soruyor olabilirsiniz. Konut sigortas\u0131 yapt\u0131rman\u0131n yasal bir zorunlulu\u011fu olmamas\u0131na ra\u011fmen evinizin g\u00fcvencesi i\u00e7in hayati bir \u00f6nem ta\u015f\u0131r. Evinizin ba\u015f\u0131na gelebilecek risklerin maddi hasarlar\u0131n\u0131 cebinizden \u00f6dedi\u011finiz taktirde y\u00fcksek maliyetlere katlanmak durumunda kalabilirsiniz. Konut sigortas\u0131 yapt\u0131rarak ise ortaya \u00e7\u0131kan zararlar\u0131 belirli teminatlar i\u00e7erisinde sigorta \u015firketi \u00f6der.<\/p>\n<p>Konut sigortas\u0131 poli\u00e7esi yapt\u0131rmak i\u00e7in \u00f6dedi\u011finiz prim, evinizin ya da e\u015fyalar\u0131n\u0131z\u0131n ba\u015f\u0131na gelebilecek olumsuz durumlar sonucu maddi zararlardan \u00e7ok daha uygun fiyatlara sahiptir. Evinizde meydana gelebilecek sel su bask\u0131n\u0131, yang\u0131n ya da h\u0131rs\u0131zl\u0131k gibi beklenmeyen durumlarda ortaya \u00e7\u0131kabilecek zarar, b\u00fct\u00e7enizi zorlaman\u0131za neden olabilir. Konut sigortas\u0131 yapt\u0131rarak ise evinizi ve e\u015fyalar\u0131n\u0131z\u0131 g\u00fcvence alt\u0131na alabilirsiniz.<\/p>\n<p>Peki konut sigortas\u0131 poli\u00e7esine dahil olan teminatlar nelerdir? Poli\u00e7enizi yapt\u0131rarak hangi risklere kar\u015f\u0131 \u00f6nlem alm\u0131\u015f olursunuz?<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\">\n<div class=\"wpb_column vc_column_container vc_col-sm-12\">\n<div class=\"vc_column-inner\">\n<div class=\"wpb_wrapper\">\n<div class=\"wpb_text_column wpb_content_element\">\n<div class=\"wpb_wrapper\">\n<h2>Konut Sigortan\u0131n Teminat Alt\u0131na Ald\u0131\u011f\u0131 Riskler<\/h2>\n<p>Konut sigortas\u0131n\u0131n teminatlar\u0131 ana ve ek teminatlar olarak 2\u2019ye ayr\u0131l\u0131r.<\/p>\n<h3>Konut Sigortas\u0131 Ana Teminatlar\u0131<\/h3>\n<p>Ek primler \u00f6deyerek konut sigortas\u0131 poli\u00e7enize ek teminatlar da ekletmeniz m\u00fcmk\u00fcnd\u00fcr.<\/p>\n<h4>Yang\u0131n Teminat\u0131<\/h4>\n<p>Bu teminat, evde yang\u0131n \u00e7\u0131kmas\u0131 ve eve y\u0131ld\u0131r\u0131m d\u00fc\u015fmesi sonucu meydana gelen hasarlar\u0131 g\u00fcvence alt\u0131na al\u0131r.<\/p>\n<h3>Konut Sigortas\u0131 Ek Teminatlar\u0131<\/h3>\n<h4>H\u0131rs\u0131zl\u0131k Teminat\u0131<\/h4>\n<p>Yaz aylar\u0131nda olmam\u0131z sebebiyle tatile \u00e7\u0131kanlar\u0131n say\u0131s\u0131 da art\u0131\u015f g\u00f6steriyor. Bo\u015f kalan evler de h\u0131rs\u0131zlara f\u0131rsat tan\u0131yor. Bu risk, de\u011ferli e\u015fyalar\u0131n\u0131z\u0131n ve saklad\u0131\u011f\u0131n\u0131z birikimlerinizi kaybetmenize neden oluyor. Ayr\u0131ca b\u00fcy\u00fck b\u00fct\u00e7eler ay\u0131rarak ald\u0131\u011f\u0131n\u0131z e\u015fyalar\u0131n\u0131z\u0131n da zarar g\u00f6rmesine ya da \u00e7al\u0131nmas\u0131na sebebiyet verir.<\/p>\n<h4>Sel ve Su Basmas\u0131 Teminat\u0131<\/h4>\n<p>Kuvvetli ya\u011f\u0131\u015f ve ta\u015fan kanallar gibi nedenlerden dolay\u0131 evinizi su basmas\u0131, evinizin ve e\u015fyalar\u0131n\u0131z\u0131n zarar g\u00f6rmesi b\u00fcy\u00fck kay\u0131plar ya\u015faman\u0131za neden olur.<\/p>\n<h4>Grev ve Halk Hareketleri Teminat\u0131<\/h4>\n<p>Halk aras\u0131nda \u00e7\u0131kan karga\u015falar, yap\u0131lan grevler vs. nedenlerden dolay\u0131 eviniz hasar g\u00f6rebilir.<\/p>\n<h4>Deprem Teminat\u0131<\/h4>\n<p>Deprem her ne kadar DASK\u2019\u0131n g\u00fcvencesi alt\u0131nda olsa da belli limitler dahilinde \u00f6deme yap\u0131l\u0131r. Bu limitleri a\u015fan hasarlar konut sigortas\u0131na iste\u011fe ba\u011fl\u0131 olarak ekletilebilir.<\/p>\n<h4>Su Ta\u015fmas\u0131 Teminat\u0131<\/h4>\n<p>Evdeki su tesisat\u0131nda ya\u015fanan sorunlar nedeniyle eve su ta\u015fmas\u0131 sonucu ya\u015fanan hasarlar konut sigortas\u0131n\u0131n ek teminatlar\u0131 aras\u0131nda yer almaktad\u0131r.<\/p>\n<h4>F\u0131rt\u0131na Teminat\u0131<\/h4>\n<p>F\u0131rt\u0131na \u00e7\u0131kmas\u0131 sonuca eve gelen zararlar, f\u0131rt\u0131nan\u0131n f\u0131rlatt\u0131\u011f\u0131 nesnelerin eve hasar vermesi teminat alt\u0131ndad\u0131r.<\/p>\n<h4>Yer Kaymas\u0131<\/h4>\n<p>Binan\u0131n alt\u0131nda bulunan topra\u011f\u0131n kaymas\u0131 ya da \u00e7\u00f6kmesi nedeniyle konuta gelen zararlar teminat alt\u0131na al\u0131n\u0131r.<\/p>\n<h4>Arac\u0131n \u00c7arpmas\u0131<\/h4>\n<p>Herhangi bir hava ya da kara ta\u015f\u0131t\u0131n\u0131n konuta \u00e7arpmas\u0131 sonucu meydana gelen hasarlar konut sigortas\u0131n\u0131n g\u00fcvencesi alt\u0131ndad\u0131r.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text text_larger=&#8221;no&#8221;] Konut sigortas\u0131 zorunlu mu?\u00a0Konut sigortas\u0131 yapt\u0131rmazsam ne olur? sorular\u0131 \u00f6zellikle prim \u00f6demesi ya da di\u011fer nedenlerden dolay\u0131\u00a0konut sigortas\u0131<\/p>\n","protected":false},"author":1,"featured_media":2502,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_joinchat":[]},"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/www.akalsigorta.com\/index.php?rest_route=\/wp\/v2\/posts\/2501"}],"collection":[{"href":"https:\/\/www.akalsigorta.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.akalsigorta.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.akalsigorta.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.akalsigorta.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2501"}],"version-history":[{"count":1,"href":"https:\/\/www.akalsigorta.com\/index.php?rest_route=\/wp\/v2\/posts\/2501\/revisions"}],"predecessor-version":[{"id":2503,"href":"https:\/\/www.akalsigorta.com\/index.php?rest_route=\/wp\/v2\/posts\/2501\/revisions\/2503"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.akalsigorta.com\/index.php?rest_route=\/wp\/v2\/media\/2502"}],"wp:attachment":[{"href":"https:\/\/www.akalsigorta.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2501"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.akalsigorta.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2501"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.akalsigorta.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2501"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}